BODY {
font-family : "Book Antiqua", Arial, "Times New Roman", "MS Sans Serif", sans-serif; 
font-size : 12pt; 
}
.ADDRESS {
   font-size : 8pt;
   text-align: center;
}   
A:link {
color : navy;
background-color : white; 
} 
A:visited {
color : green;
background-color : white; 
} 
A:active {
color : red;
background-color : white; 
} 
A:hover {
color : gray;
background-color : white; 
}
.BACKGROUND {
   background-image: url('../graphics/backgrnd.gif');
   background-attachment: fixed;
}
.align-center {
   text-align: center;
}
.align-left {
   text-align: left;
}
.font-10 {
   font-size: 10pt;
   font-family: Arial, Helvetica, sans-serif;
}
.font-12-arial {
   font-size: 12pt;
   font-family: Arial, Helvetica, sans-serif;
}
.font-14 {
   font-size: 14pt;
}
.font-18 {
   font-size: 18pt;
}
.font-16-navy {
   font-size: 16pt;
   color: #000080;
}
.font-24-red {
   font-family: "Book Antiqua", Arial, Helvetica, sans-serif;
   font-size: 24pt;
   font-weight: bold;
   color: #FF0000;
}
.bg-white {
   background-color: #FFFFFF;
}
.bg-lt-gray {
   background-color: #eeeeee;
}
.bg-gold {
   background-color: #FFD700;
}
.bg-silver {
   background-color: #C0C0C0;
}
.width-33 {
   width: 33%;
}
.border-0 {
   border-width: 0;
}